Study Group: How to Use Life Insurance to Pay for Senior Care

May 12, 2015 02:00pm -
May 12, 2015 03:00pm

Event Description




*Please note that the title for this Study Group has been updated however the material will remain the same


How to Use Life Insurance to Pay for Senior Care 


May 12, 2015 at 2pm EST



Registration Fees


CPE/CLE* Credit

AAA-CPA Members $15.00



Non CPE/CLE Credit



 Non-Members $25.00 


Dial-in number and passcode are emailed once registration is received. Materials for the program will be sent via email one day prior to the program. Please register for this program by clicking here or emailing


Presented by: Thomas W. McCulloch and Mel Gross

Learn how your clients can use a life insurance policy of any kind to pay for any form of Senior Care they want.


Tom's experience includes a personal journey when he faced care and financial planning for his mother. While working with doctors, nursing homes, home health agencies, and social workers, he learned first-hand that there are few independent advocates for the elderly. Everyone has an opinion and agenda regarding "What's best for Mom." There are few counselors who can address the total picture of financial, legal, medical and social issues that together dictate the care options for an aging elder.


The practice of Weiner & McCulloch, PLLC is distinctive because it encompasses not only traditional estate planning, asset protection, and estate tax planning, but also critical long-term care planning. The planning goal is to also address clearly the personal wishes and needs of the elder and family. With the experienced guidance of an elder care coordinator, the results can be comprehensive and satisfying. 


The elder law firm of Weiner & McCulloch, PLLC provides a range of important legal and financial services for the elderly. The cornerstone of the practice is life care planning, which is a comprehensive plan for navigating the senior years. It includes tax and estate planning; legal instruments with financial budgets and care plans that answer the pressing questions: "How can I stay independent? How can I afford the care and living arrangements I need? Who will help make me make decisions as I age?" These important questions are managed by the legal team with the family to provide the most cost-efficient and effective options available. 



Mel has more than 47 years of experience in the financial services industry.  He has earned the CLU (Chartered Life Underwriter), ChFC (Chartered Financial Consultant) and MSFS (Master of Science Financial Services) designations. Accredited Estate Planner (AEP)  Mel is a registered representative offering investments and advisory services through Lincoln Financial Securities and has successfully completed the FINRA sponsored series 7 and 65 securities examinations. Mel works closely with clients to understand their objectives.  Then, he develops and upon agreement from the clients,  implements strategies to assist them in pursuing their goals.  He emphasizes wealth accumulation, distribution and preservation.


Mel is an active member of the following industry organizations:  Houston Business & Estate Planning Council, Past President, National Association of Life Underwriters, Houston Association of Life Underwriters, and is a life member of the Million Dollar Round Table.

Mel is also involved in the following civic and philanthropic organizations: Rotary Club of Houston (Lombardi Award Committee and past Treasurer), Anti-Defamation League (Board Member), Westwood Golf Club (Member), and  past Chairman of Operation Rainbow, an international organization for orthopedic and reconstructive plasticsurgery on children.




AAA-CPA continuing education programs are designed to meet the needs of Attorneys and CPAs and to qualify for credit both as CPE and CLE. Of course, the decisions of various state authorities determine the actual credit granted. There are no prerequisites or advance preparation requirements for this course.

Accounting CPE/Legal CLE/MCLE

The American Association of Attorney-CPAs is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website These programs meet the NASBA standards of 1 (50 minute) hour of instruction. 

*CLE varies by state. Though we are accredited for CLE in both TX and PA they will not accept Study Groups for credit. We are currently working on arranging for provider status for these programs through those states. If you require CLE in a specific state, please send a request to and we will do our best to arrange for CLE credit. Please note that most state bars will accept our Certificates of Attendance sent in by the attorney and NOT charge a fee.













Event Type:Study Group
Category:Study Group
Early registration ends on Oct 07, 2014.
Regular registration starts on Oct 08, 2014 and ends on May 11, 2015.
Late registration starts on May 12, 2015.
(GMT-05:00) Eastern Time (US & Canada)