Understanding how to calculate and interpret cash flow is essential for successful bankers. This course is designed to assist bankers in calculating cash flow using the Uniform Cash Flow Analysis (UCA) method. We'll also provide guidance in calculating Global Cash Flow Analysis for entities that rely on excess cash generated by their owners to service the business entity's commercial debt.
We'll begin by defining Cash Flow as the tool to transform an Accrual Basis Financial Statement into a Statement of Cash Flow. We'll discuss Cash Flow's importance when considering a long-term loan request. We'll then demonstrate how Cash Flow is calculated using the balance sheet and income statement to determine sources and uses of cash from Operating, Investing and Financing Activities. Next, we'll review owners' personal financial statements and tax returns to determine the excess compensation needed to support the debts of the business entity and the individual. This is the major premise of Global Cash Flow Analysis.
We'll discuss several cases to demonstrate Global Cash Flow Analysis, including a case for the self-employed borrower with interests in several business entities.
You should finish with a solid understanding of how cash flow is calculated, and more importantly, how to interpret its meaning.
Who Should Attend?
If you are having issues with registering online, please contact CBAO's Education & Training Coordinator, Lianne Simeone, (614) 610-1877.