Lending to Non-Profit Organizations

Oct 27, 2017 11:00am -
Oct 27, 2017 01:00pm

Event Description

Non-Profit Organizations ("NPOs") are common in the marketplace for most financial institutions and may comprise a noticeable portion of a financial institution's loan portfolio. NPOs can be grouped as being providers of a public benefit (museum, schools, hospital and civic groups) or provider of a mutual benefit (churches, trade or professional association, and clubs).

Since the ultimate goal of an NPO is having resources sufficient enough to meet its objectives of providing a social service or need, cash is more important than profitability. As such, the skills required to understand and underwrite the risks involved in this type of lending is quite different from analyzing profit oriented organizations. For example, terminology commonly used to describe an NPO's operations and the accounts on the financial statements are unlike the terminology and accounts found on the financial statements of a traditional for profit organization.  

This course is designed to introduce participants to the various types of NPOs and present appropriate methods of analyzing and lending to these types of entities. It will highlight a Religious Organization; a Private School, and a Non-Profit Service Provider.

Covered Topics:

Understanding the financial statement components of an NPO and their meaning
Understanding the layout of NPOs financial statements utilizing Statement of Financial Accounting Standard 117 (Financial Statements of Non-Profit Organizations)
Identifying the basic information required to analyze various types of NPOs and identifying risk factors commonly found in NPOs
Identifying key financial ratios utilized to analyze NPO and their respective interpretations
Structuring loans to NPOs in order to minimize the risks associated with this type of lending
After completion of this session, the participants’ knowledge of NPOs will be enhanced and should improve the credit underwriting quality of this specialized form of lending.

Who Should Attend?

  • Commercial Loan Officers
  • Consumer Loan Officers
  • Senior Credit Officers
  • Loan Review Officers
  • Compliance Officers
  • Branch Managers
  • Credit Analysts
  • Loan Support Personnel


If you are having issues with registering online, please contact CBAO's Education & Training Coordinator, Lianne Simeone, (614) 610-1877.

Event Type:Webinar &/or On-Demand Link/CD
Early registration ends on Sep 16, 2017.
Regular registration starts on Sep 17, 2017 and ends on Oct 27, 2017.
Late registration starts on Oct 28, 2017.
(GMT-05:00) Eastern Time (US & Canada)


Registration Fees
Fee TypeEarlyRegularLate
 Live Webinar
Member Fee: $265.00$265.00$290.00
Non-Member Fee: $400.00$400.00$425.00
 Additional Hookups
Member Fee: $175.00$175.00$175.00
Non-Member Fee: $260.00$260.00$260.00
 On Demand Link & "FREE" CD Rom
Member Fee: $345.00$345.00$345.00
Non-Member Fee: $490.00$490.00$490.00
 Both Live & On Demand Link (Includes CD Rom)
Member Fee: $395.00$395.00$420.00
Non-Member Fee: $600.00$600.00$625.00