CAMELS – Understanding The Regulatory Rating System for Banks

Jul 31, 2018 12:00pm -
Jul 31, 2018 01:30pm
(GMT-5)

Event Description

There have been recent press accounts about putting a very large depository institution on the FDIC’s list of “Problem Banks.” As of 3/31/18 the institution placed on that inauspicious list had assets of $42.5 billion and it was “well capitalized.” So, what happened?

The inclusion on the list of problem banks for that institution was primarily the result of regulatory examinations that followed a system called CAMELS. The initials stand for the six CAMELS components which are:

  • Capital Adequacy
  • Asset Quality
  • Management
  • Earnings
  • Liquidity
  • Sensitivity to Market Risk

In the US the regulatory framework is widespread. The Federal Financial Institutions Examination Council (FFIEC) is the umbrella body for the various regulators:

  • Federal Reserve Bank (FRB) – Regulates the Bank Holding Companies
  • Federal Deposit Insurance Corporation (FDIC) – Regulates insured Commercial Banks
  • Office of the Comptroller of the Currency (OCC) – Regulates thrifts (savings banks, saving associations and savings and loans institutions)
  • National Credit Union Association (NCUA) – Regulates Credit Unions

The FFIEC regulatory responsibilities are satisfied, in large part, by on-site examinations, that among other things, focus on the Uniform Financial Institutions Rating System (UFIRS) also known as the CAMELS rating system. Attend this critical Bank Accounting Webinar to better understand the CAMELS rating system and what your managers and staff need to know for ongoing regulatory compliance.

Who Should Attend

Audit, Executive C-Suite, Finance Accounting, Regulatory Compliance

REGISTRATION OPTIONS

If you are having issues with registering online, please contact CBAO's Education & Training Coordinator, Lianne Simeone, (614) 610-1877.


Event Type:Webinar &/or On-Demand Link/CD
Category:NE Region Meeting
Early registration ends on May 18, 2018.
Regular registration starts on May 19, 2018 and ends on Jan 30, 2019.
Late registration starts on Jan 31, 2019.
(GMT-05:00) Eastern Time (US & Canada)

 

Registration Fees
Fee TypeEarlyRegularLate
 Live Webinar
Member Fee: $265.00$265.00$290.00
Non-Member Fee: $400.00$400.00$425.00
 Additional Hookups
Member Fee: $175.00$175.00$175.00
Non-Member Fee: $260.00$260.00$260.00