Finance Charges: Getting It Right!

May 10, 2018 03:00pm -
May 10, 2018 04:30pm
As we transition to a new online membership platform, CBAO will not be processing online orders from September 21-30. Please call our office at (614) 846.8124 to register for a webinar or an event. Thank you!

A list of upcoming events is presented below:

Event Description

Management wants to charge a new fee on a loan.  You have never heard of it.  Is it a finance charge or not?  Then an out-of-state title company presents another unfamiliar fee.  What do you do next?  Although Regulation Z doesn’t provide a specific list of items that are or aren’t finance charges, it provides a road map.  This program will explain what we call the “Regulation Z Finance Charge Decision Tree” to ensure you make the right decision every time.  This webinar will cover the regulation in detail; explain the decision tree for fees not set forth in the regulation; and address how the wrong decision could impact your institution.


  • What Regulation Z says about finance charges – what’s in and what’s out
  • An approach to making the right decision every time
  • The results when you make the right – or wrong – decision, and the impact on your institution

Take-Away Toolkit

  • Charts and graphics regarding which fees are finance charges and which fees are not
  • Decision tree for both mortgage and non-mortgage loans
  • Employee training log
  • Quiz you can administer to measure staff learning and a separate answer key

Attendance verification for CE credits provided upon request.

Who Should Attend?

This informative session is designed for staff who work with consumer loans (especially mortgages), including management, lenders, processors, auditors, and compliance staff.

Registration Options:

If you are having issues with registering online, please contact CBAO's Education & Training Coordinator, Lianne Simeone, (614) 610-1877.

Event Type:Webinar &/or On-Demand Link/CD
Early registration ends on Apr 04, 2018.
Regular registration starts on Apr 05, 2018 and ends on May 10, 2018.
Late registration starts on May 11, 2018.
(GMT-05:00) Eastern Time (US & Canada)


Registration Fees
Fee TypeEarlyRegularLate
 Live Webinar
Member Fee: $265.00$265.00$290.00
Non-Member Fee: $400.00$400.00$425.00
 Additional Hookups
Member Fee: $175.00$175.00$175.00
Non-Member Fee: $260.00$260.00$260.00
 Recorded Webinar + Free Digital Download
Member Fee: $345.00$345.00$345.00
Non-Member Fee: $490.00$490.00$490.00
 Both Live Webinar and Recorded Webinar + Free Digital Download
Member Fee: $395.00$395.00$420.00
Non-Member Fee: $600.00$600.00$625.00