Understanding Personal Tax Returns Part 1: Schedules A, B, C & D

Feb 01, 2018 03:00pm -
Feb 01, 2018 04:30pm
As we transition to a new online membership platform, CBAO will not be processing online orders from September 21-30. Please call our office at (614) 846.8124 to register for a webinar or an event. Thank you!

A list of upcoming events is presented below:

Event Description

Despite the outcome of tax reform, determining a self-employed borrower’s cash flow is challenging.  Tax returns show taxable income.  But borrowers don’t repay debt with taxable income; they use cash flow.  Incorrectly estimating cash flow from a tax return can result in bad loan decisions, causing avoidable losses and missed opportunities.  Learn an easy, reliable process to convert a borrower’s personal tax return (Form 1040) into a cash flow statement using the free software included with this course.

This session is designed for consumer and commercial lenders and will cover the first page of the Form 1040:  Schedule A (Itemized Deductions), Schedule B (Interest and Dividend Income), Schedule C (Sole Proprietorship Income), and Schedule D (Capital Gains and Losses).  (Note:  This method does not follow Fannie, Freddie, or QM rules used in mortgage lending.)


  • Recurring versus nonrecurring income or loss
  • Determining cash flow from deposit accounts, stock investments, etc.
  • Pass-through interest and dividend income from partnerships and S Corporations
  • Hidden income and a hidden expense in Schedule C
  • When to accept income from capital gains, installment sales, and other sales

Take-Away Toolkit:

  • Free copy of Lenders Tax Analyzer© software
  • Employee training log
  • Quiz you can administer to measure staff learning and a separate answer key


Attendance verification for CE credits provided upon request.

Who Should Attend?

This informative session is designed for anyone in the lending area including chief lending officers, service representatives, sales staff, new accounts personnel, loan officers, loan underwriters, credit analysts, loan processors, branch managers, CEOs, and other key lending staff.

Registration Options:

If you are having issues with registering online, please contact CBAO's Education & Training Coordinator, Lianne Simeone, (614) 610-1877.

Event Type:Webinar &/or On-Demand Link/CD
Early registration ends on Dec 27, 2017.
Regular registration starts on Dec 28, 2017 and ends on Feb 01, 2018.
Late registration starts on Feb 02, 2018.
(GMT-05:00) Eastern Time (US & Canada)


Registration Fees
Fee TypeEarlyRegularLate
 Live Webinar
Member Fee: $265.00$265.00$290.00
Non-Member Fee: $400.00$400.00$425.00
 Additional Hookups
Member Fee: $175.00$175.00$175.00
Non-Member Fee: $260.00$260.00$260.00
 Recorded Webinar + Free Digital Download
Member Fee: $345.00$345.00$345.00
Non-Member Fee: $490.00$490.00$490.00
 Both Live Webinar and Recorded Webinar + Free Digital Download
Member Fee: $395.00$395.00$420.00
Non-Member Fee: $600.00$600.00$625.00