Capital adequacy requirements have changed. Community bankers need to understand, plan, then implement changes to risk-based capital outlined in Basel III. Regulators expect senior management and the board to determine their institution’s capital adequacy based on the specific risks at their bank. Management needs to develop a capital policy, together with a contingency plan that demonstrates adequate capital in a stressed scenario. This webinar will cover the specifics of regulatory changes with an emphasis on practical applications to effectively and efficiently develop a robust capital policy and contingency plan.
How to determine the level and direction of each risk category
Where to find information that supports the level of risk
How each risk category affects the need for capital – they are not all the same
Importance of understanding the cumulative nature of risk
Cybersecurity risk – some regulators think it is the greatest risk facing community banks
How to distinguish capital adequacy from your capital goal
Impact of tax reduction – this could affect capital, dividends, expansion, stock repurchases, etc.
How to raise capital if needed – the difference between adding and preserving capital
Integrating capital and risk into the strategic plan
Attendance verification for CE credits provided upon request.
Who Should Attend?
This informative session is designed for board members, C-level officers, and emerging leaders in your bank.
If you are having issues with registering online, please contact CBAO's Education & Training Coordinator, Lianne Simeone, (614) 610-1877.