Regulator Expectations in Capital Planning

Jun 06, 2018 11:00am -
Jun 06, 2018 12:30pm
As we transition to a new online membership platform, CBAO will not be processing online orders from September 21-30. Please call our office at (614) 846.8124 to register for a webinar or an event. Thank you!

A list of upcoming events is presented below:

Event Description

Capital adequacy requirements have changed.  Community bankers need to understand, plan, then implement changes to risk-based capital outlined in Basel III.  Regulators expect senior management and the board to determine their institution’s capital adequacy based on the specific risks at their bank.  Management needs to develop a capital policy, together with a contingency plan that demonstrates adequate capital in a stressed scenario. This webinar will cover the specifics of regulatory changes with an emphasis on practical applications to effectively and efficiently develop a robust capital policy and contingency plan.


  • How to determine the level and direction of each risk category

  • Where to find information that supports the level of risk

  • How each risk category affects the need for capital – they are not all the same

  • Importance of understanding the cumulative nature of risk

  • Cybersecurity risk – some regulators think it is the greatest risk facing community banks

  • How to distinguish capital adequacy from your capital goal

  • Impact of tax reduction – this could affect capital, dividends, expansion, stock repurchases, etc.

  • How to raise capital if needed – the difference between adding and preserving capital

  • Integrating capital and risk into the strategic plan

  • Using excess capital to improve shareholder value – examples included
  • Building a strategic plan that focuses on value and profit

Take-Away Toolkit

  • Methodology examples:
         Sample capital adequacy determination
         Stress test capital example
  • Employee training log
  • Quiz you can administer to measure staff learning and a separate answer key

Attendance verification for CE credits provided upon request.

Who Should Attend?

This informative session is designed for board members, C-level officers, and emerging leaders in your bank.

Registration Options:

If you are having issues with registering online, please contact CBAO's Education & Training Coordinator, Lianne Simeone, (614) 610-1877.

Event Type:Webinar &/or On-Demand Link/CD
Early registration ends on May 01, 2018.
Regular registration starts on May 02, 2018 and ends on Jun 06, 2018.
Late registration starts on Jun 07, 2018.
(GMT-05:00) Eastern Time (US & Canada)


Registration Fees
Fee TypeEarlyRegularLate
 Live Webinar
Member Fee: $265.00$265.00$290.00
Non-Member Fee: $400.00$400.00$425.00
 Additional Hookups
Member Fee: $175.00$175.00$175.00
Non-Member Fee: $260.00$260.00$260.00
 Recorded Webinar + Free Digital Download
Member Fee: $345.00$345.00$345.00
Non-Member Fee: $490.00$490.00$490.00
 Both Live Webinar and Recorded Webinar + Free Digital Download
Member Fee: $395.00$395.00$420.00
Non-Member Fee: $600.00$600.00$625.00