Understanding Personal Tax Returns Part 2: Schedules E & F

Feb 28, 2018 03:00pm -
Feb 28, 2018 04:30pm
As we transition to a new online membership platform, CBAO will not be processing online orders from September 21-30. Please call our office at (614) 846.8124 to register for a webinar or an event. Thank you!

A list of upcoming events is presented below:

Event Description

Part 2 of this series for consumer and commercial lenders will cover Schedules E and F, which are some of the most difficult schedules to analyze.  You will learn about Schedule E Page 1 (Rental and Royalty Properties) and the best way to find cash flow for a debt ratio calculation.  For Schedule E Page 2 (Partnership and S Corporation pass-throughs), discover which pass-through items can be ignored, and where to find the real cash flow from partnerships and S Corps.  With Schedule F (Farm Income), find the actual cash flow, not what the borrower reported for tax purposes.  

Upon completion of this session, you will be able to efficiently identify actual cash flow from sources such as rental properties, partnerships, S Corps, and farms, and how they affect an individual’s cash available for debt service.  (Note:  This method does not follow Fannie, Freddie, or QM rules used in mortgage lending.)


  • Schedule E, Page 1:  Rental and Royalty Income
    • Entails more than just adding back depreciation – learn how to find the real cash flow from these properties
  • Schedule E, Page 2:  Partnerships and S Corporations
    • Most information that is passed through is useless because it doesn’t represent cash flow – learn what income can be relied upon and what should be ignored as phantom income 
  • Schedule F:  Farm Income – additional income that might be hidden in farmers’ tax returns

Take-Away Toolkit:

  • Free copy of Lenders Tax Analyzer© software
  • Employee training log
  • Quiz you can administer to measure staff learning and a separate answer key


Attendance verification for CE credits provided upon request.

Who Should Attend?

This informative session is designed for anyone in the lending area including chief lending officers, service representatives, sales staff, new accounts personnel, loan officers, loan underwriters, credit analysts, loan processors, branch managers, CEOs, and other key lending staff.

Registration Options:

If you are having issues with registering online, please contact CBAO's Education & Training Coordinator, Lianne Simeone, (614) 610-1877.

Event Type:Webinar &/or On-Demand Link/CD
Early registration ends on Jan 23, 2018.
Regular registration starts on Jan 24, 2018 and ends on Feb 28, 2018.
Late registration starts on Mar 01, 2018.
(GMT-05:00) Eastern Time (US & Canada)


Registration Fees
Fee TypeEarlyRegularLate
 Live Webinar
Member Fee: $265.00$265.00$290.00
Non-Member Fee: $400.00$400.00$425.00
 Additional Hookups
Member Fee: $175.00$175.00$175.00
Non-Member Fee: $260.00$260.00$260.00
 Recorded Webinar + Free Digital Download
Member Fee: $345.00$345.00$345.00
Non-Member Fee: $490.00$490.00$490.00
 Both Live Webinar and Recorded Webinar + Free Digital Download
Member Fee: $395.00$395.00$420.00
Non-Member Fee: $600.00$600.00$625.00