Credit Analysis & Underwriting Series: Loan Underwriting 101: Interviewing, Credit Reports...

Jan 11, 2018 03:00pm -
Jan 11, 2018 04:30pm

Event Description

This webinar will focus on the fundamentals of underwriting credit: the essentials of gathering the right information, analyzing it in an informative, consistent manner, and understanding the impact of fair lending rules.  It will also explain why certain aspects of underwriting are done the way they are.  The program will focus primarily on underwriting consumer and residential mortgage loans, although it will also address how underwriting fundamentals apply to commercial lending.  Join us to learn the basics of calculating debt-to-income ratios using tax returns, pay stubs, and credit reports.  


  • Primary questions underwriting should address
  • Information to gather for various loan requests and how it can be used in underwriting
  • Reg B dos and don’ts when requesting and analyzing financial information
  • Calculating a borrower’s monthly income consistently and accurately, considering several common sources of income
  • Tips on assessing a borrower’s monthly obligations, including options for how to treat credit card debt, deferred debt, and debt that is maturing
  • Importance of documenting your underwriting analysis, and how to do it effectively

Take-Away Toolkit:

  • Written manual discussing the material covered in the presentation
  • List of questions to ask yourself when underwriting (designed as a tool for learning and applying the fundamentals)
  • Employee training log
  • Quiz you can administer to measure staff learning and a separate answer key


Attendance verification for CE credits provided upon request.

Who Should Attend?

This informative session will provide new lenders and underwriters with the fundamental principles of loan underwriting.  Experienced lenders that are transitioning into performing or overseeing underwriting analysis will also benefit.

Registration Options:

If you are having issues with registering online, please contact CBAO's Education & Training Coordinator, Lianne Simeone, (614) 610-1877.

Event Type:Webinar &/or On-Demand Link/CD
Early registration ends on Dec 06, 2017.
Regular registration starts on Dec 07, 2017 and ends on Jan 11, 2018.
Late registration starts on Jan 12, 2018.
(GMT-05:00) Eastern Time (US & Canada)


Registration Fees
Fee TypeEarlyRegularLate
 Live Webinar
Member Fee: $265.00$265.00$290.00
Non-Member Fee: $400.00$400.00$425.00
 Additional Hookups
Member Fee: $175.00$175.00$175.00
Non-Member Fee: $260.00$260.00$260.00
 Recorded Webinar + Free Digital Download
Member Fee: $345.00$345.00$345.00
Non-Member Fee: $490.00$490.00$490.00
 Both Live Webinar and Recorded Webinar + Free Digital Download
Member Fee: $395.00$395.00$420.00
Non-Member Fee: $600.00$600.00$625.00