Mr. Cote is a Manager of the Shared National Credit Section within the Risk group of the Division of Banking Supervision and Regulation at the Federal Reserve Board. For the past 20 years, Mr. Cote has been responsible for monitoring credit conditions affecting banking organizations and implementing System policies for supervising credit risk.
Currently Robert is the Program Manager over the Shared National Credit Program, which monitors and examines over $4.3 trillion in syndicated credit facilities annually. He oversees all FRS staff related to the SNC program, including examination operations, information technology, data collection and cleaning, as well as related wholesale credit analytics. Previously, he served as the lead expert for retail credit risk issues related to credit cards, HELOCS, and auto lending. Robert has also been involved in numerous system training initiatives, providing instruction in analysis of retail and wholesale business lines including leveraged lending, asset-based lending, and credit card lending.
Prior to joining the Federal Reserve Board, Mr. Cote ran his own consulting business (ETOC Enterprises) which focused on financial modeling and obtaining Government support for financing US businesses in overseas markets. Mr. Cote also worked in the privatization and financial advisory services group of the International Finance Corporation (IFC), the private-sector arm of the World Bank. There he advised clients on business restructuring and expansion plans and worked on the valuation and sale of state-owned enterprises to global investors.
Mr. Cote earned degrees in Business Administration and Political Science from Northeastern University and attended John's Hopkins University in pursuit of a Masters in Business Administration.