Alan Rapfogel, Governor Alan Rapfogel is Chief Risk Officer for Goldman Sachs Bank USA.. He is chair of the Goldman Sachs Bank USA Risk Committee and co-chair of the firm’s Underwriting Policy Committee. Alan is a member of the Risk Governance Committee, Global Markets Investment Committee and Goldman Sachs Bank USA Management Committee. Previously, he was responsible for Credit Risk Management & Advisory’s global coverage of the Securities Division and, prior to that, head of Credit for the Americas. Alan joined Goldman Sachs in 1993 and was named managing director in 2001. Prior to joining Goldman Sachs, Alan worked at National Westminster Bank USA. Alan earned a BS in Economics from Cornell University and an MBA from the New York University Stern School of Business.